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Vendor: Insurance Licensing

Exam Code: PA-Life-Accident-and-Health Dumps

Questions and Answers: 104

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NEW QUESTION: 1
The Federal Insurance Contributions Act requires employers to do which of the following?
A. Contribute to a deferred-compensation plan
B. Contribute to a defined-benefit plan
C. Provide health insurance for all employees
D. Withhold Social Security tax from pay
Answer: D
Explanation:
Answer option D is correct.FICA requires employers to pay Social Security and Medicare for employees and to withhold an equal amount from employee paychecks. There is no federal law requiring employers to provide pension plans (B) and (C). No federal law requires employers to provide health insurance (A). Chapter: Compensation and Benefits Objective: Review Questions

NEW QUESTION: 2
ACME Bank is a state nonmember bank with all of its offices in one state. However, it also has an Internet Web site where it advertises consumer credit and accepts applications from a five-state regional are A.
Two of the states are community property states. The other three are not. What is the best explanation for what ACME bank's management should do to comply with the FDIC ECOA spousal signature guidance?
A. ACME can choose any of the state laws where it operates to apply to its consumer lending operations.
B. Because ACME has all of its offices within one state, it only has to be knowledgeable of the legal requirements of that state regarding spousal property rights and can apply those laws to all of its operations.
C. ACME must become familiar with the laws of each of the five states and ask for spouse signatures only when appropriate under the law.
D. ACME should make only business-purpose loans to avoid the spousal signature rules.
Answer: C

NEW QUESTION: 3
다음 중 어떤 오픈 소스 소프트웨어 문제가 애플리케이션에 가장 큰 위험을 초래합니까?
A. 이 소프트웨어에는 여러 CVE (Common Vulnerabilities and Exposures)가 있지만 CVE는 위험이 낮은 것으로 분류됩니다.
B. 이 소프트웨어는 개발 커뮤니티에서 사용되거나 널리 사용되지 않습니다.
C. 소프트웨어 수명이 끝나고 공급 업체가 작동하지 않습니다.
D. 이 소프트웨어에는 여러 CVE (Common Vulnerabilities and Exposures)가 있으며 일부만 치료됩니다.
Answer: D


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